Services

Step 1: Analysis

• IRS performs an initial analysis to determine if there are significant cost recovery opportunities available to our potential clients. 
• The IRS Analytics Team will provide (free of charge and under no obligation) a detailed written summary report to all potential clients.
• This report includes an analysis of your current processing cost structure and identifies specific cost recovery opportunity areas for your unique situation.

Step 2: Implementation

• After an extensive analytics examination of your current processing cost structure, IRS utilizes our proven methodolgy to engage your processor on the areas of opportunity we have identified. 
• The IRS team works collaboratively with your current processor to eliminate unnecessary fees and implement specific and beneficial changes to your current processing cost structure.

Step 3: Savings

• IRS prepares and delivers a monthly report of detailed cost recovery that is achieved by our clients. 
• No client is ever invoiced until agreed upon cost recoveries occur. 
• The IRS team continues to monitor your account on a monthly basis to ensure maximum cost recovery each and every month.
• If our guaranteed minimum cost recovery is not met, there is no fee for our services. 

Monthly Savings Program

We will audit and monitor your existing merchant account provider on a monthly basis. You save money without switching your processor. We guarantee that we will save you money every month or you will never pay us a penny. Our calculations are not based on your teaser discount rate, but rather your bottom line cost to process. Even though you have a discount rate of 1.39% your transaction fees, per item fees, surcharges, batch fees, monthly fees, and more could have you paying as much as 5%.

Merchant Processing Consulting

Are you thinking about accepting credit cards for the first time? Do you want consulting from someone who doesn’t have to sell you anything? Get an unbiased comprehensive picture of what is involved in setting up a new merchant account. If it is not the right decision for your business we will tell you so. How many processing companies can make that claim? We will also do proposal and contract reviews or sit in during presentations by different merchant processing representatives.

For current merchants we make sure that the equipment is functioning correctly and you, as the business owner, won't find yourself liable for thousands of dollars in PCI violations. Many businesses that do not have the card present to swipe for every transaction process high risk transactions and may get a rate increase if they do not comply with important regulations including payment authorization, contract agreement, and specific card information.